I consider myself to be somewhat tech savvy.  I’m pretty good for my age, but my younger siblings can out tech me any day.  How do they know all the techy stuff?  It’s like it’s innate for them!  It makes me scared to think about all the things my 18 month old will grow up knowing how to do.  He already teaches me things I didn’t know I could do on my iPad and iPhone.  In an attempt to be a little hipper, I recently started going wallet-less and paying with LoopPay.  I’m hooked!  It’s so easy and makes me look like I know way more about technology that I actually do.  Here are my top 5 reasons to go wallet-less.

5 reasons to go wallet-less

1.

less to carry

My purse also functions as my diaper bag.  I’m always carrying way too much- water for me, water for my son, snacks, diapers, phone, keys, wallet, etc.  When I’m able to leave my wallet at home I have so much more room for the things that really matter, like Goldfish and wipes.

2.

less to remember

You all know I have pregnancy brain right now.  Please tell me I’m not the only one who forgets things at home when rushing out the door.    With wallet-less pay all you need is your phone and you are good to go.  LoopPay is pretty cool because the app stores your ID, reward cards and gift cards.  It seriously holds everything you’d have in your wallet.

3.

you’re never stranded without money

Right after I started testing this out I received a text from a friend who said she’d left her wallet at home and was stranded at Starbucks with no money.  She had her phone and keys though.  If this happens to me, I won’t have any issues because I always have my credit card linked to LoopPay.  I feel safe knowing that I always have money if I have my phone.

4.

it’s quick

There is no searching through your purse for your wallet.  If you’re like me, you always know where your phone is and rarely know the location of your wallet.  My phone and keys stay in the outer pocket of my purse and it was so quick and convenient to pay with LoopPay instead of a debit or credit card.

5.

it’s exciting

I enjoyed the sheer novelty of wallet-less pay.  Even thought Apple Pay is a big name and people have heard of it, many cashiers have never seen customers pay wallet-less, let alone with a fob on a key chain.  The key chain fob with LoopPay appealed to me more than the phone because I didn’t have to have anything set up.  Read more about the key chain fob below.

The most common question I get about LoopPay is, what happens if you lose your phone?  Well, that would suck big time.  However, it wouldn’t suck because of my credit card, it would suck because I really love my iPhone.  I’d feel lost without it.  Honestly, I don’t see the issue of losing a phone versus losing a debit or credit card.   If it happens, you call and cancel your cards.  No big deal.  My poor hubby loses his cards all the time, believe me I’m used to canceling cards and getting a new one.  Even if you do lose your phone with LoopPay, chances are no one will ever access your cards because you need a pin and a password to access the app itself. 

I prefer to use the key chain fob over the app.  LoopPay has three types of products:  cases, a card that attaches to your phone and a fob.

With the case all you need to do is hold your phone up to the same area you slide your card.

With the fob you have two options, you can attach the fob to your phone and pay that way with the app open or you can set it up to only pay with the fob and not the phone.  If you choose to use the fob without the phone you can set it up to always scan, scan for a few hours, or scan for a few minutes.  The idea is that you could pass the fob to a waiter and set it for 10 minutes or you could let your kids borrow your fob for an errand and set it for 8 hours.

Where can you shop?

Pretty much anywhere, 90% of retailers to be exact.

It won’t work at gas stations or my Trader Joe’s (gasp).  Other than those two places, it worked everywhere I tried it.  It didn’t work when I put it up to an ApplePay device because it’s not ApplePay, duh.  Cashiers kept trying to tell me to use the ApplePay area and I had to keep telling them no.  LoopPay is designed for you to scan the phone or fob right over the area where you swipe the card, like this:

I had a hard time using it in a couple stores, but that was mostly user error.  Once I got the hang of it, it worked perfectly.

Why choose LoopPay over Apple Pay?

I’m not sure if you’ve noticed, but most stores aren’t set up for Apple Pay yet.  Only 3% of retailers are ready for it, while 90% are ready for LoopPay.  LoopPay was made to work with the existing machines in stores.  Check out this link for more info comparing the two.  I’m a HUGE Apple fan and if I had an iPhone 6 I’d be dying to try out Apple Pay.  I’m still stuck with a 5 and I don’t think I’ll get a 6 anytime soon.  Even if I do, I’m still going to use my LoopPay because of the convenience.

Where to buy?

Get LoopPay here!  It’s relatively cheap for this kind of technology and starts at only $29.95.  I think it is worth every penny or I wouldn’t be blogging about it.

I’ve loved testing out LoopPay for this blog post.  They sent me the fob free of charge in return for my honest opinion.  Now that I’ve started using it, I can’t go back to using cards.  It seems so 2014.  Plus I love looking like a tech savvy mom when shopping.  Sure, I may have boogers on my yoga pants, but I look hip and tech savvy when I pay wallet-less.