I have exciting news! I am officially starting a money-saving consulting business. As a consultant I am available to sit down with clients and walk them through a variety of steps that can help them save money. All of these steps are catered to each individual client.
To celebrate the start of this endeavor, I have decided to do a series of posts titled, “How to Think Like a Saver”. Each Thursday I’ll give you one of my consulting tips that will help transform your mind to stop thinking like a spender and to start thinking like a saver. You shouldn’t have to hire me as a money-saving consultant if you follow the tips from Think Like a Saver Thursday.
The first and most important step to thinking like a saver is to identify your goal.
Think to yourself for a moment about why you want to save money.
Are you saving money to pay off loans like us? Or do you have a bunch of credit card debt? Are you trying to save for retirement, a new car, or a new house? Or do you just want more wiggle room in your budget?
Once you identify your goal, you can use this to motivate you on your journey to saving.
Here is an example: every time Tom and I are tempted to go out to eat, we stop and discuss how we could use that money towards our loans instead. One meal out may not seem like a big dent in your savings, but once you add the expense of going out over a year, it can really add up. Having our goal in mind helps us from spending money when it isn’t necessary.
This one is pretty simple. Take some time today to identify why you want to spend less and save more. Once you’ve identified your goal, write it down and put it somewhere where you can see it everyday. Remind yourself often why you want to save money.
What is your goal? I’d love to hear some of the reasons my readers want to save money.
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